Glossary · Letter C

Cat N / Cat S (UK)

UK insurance write-off categories indicating the severity of accident damage.

Definition

Cat N / Cat S (UK)

Cat N / Cat S (UK)
Cat N and Cat S are the two main UK insurance write-off categories applied to repairable vehicles. Category S (Structural) means the vehicle suffered structural damage but can be repaired and returned to the road by a competent body shop. Category N (Non-structural) means the damage is not structural — typically electrical, cosmetic, or interior — and the vehicle can return to the road after repair. Both categories are recorded against the DVLA and visible on a V5C check. Categories A and B remain — A vehicles must be crushed with no parts salvaged for re-use, and B vehicles can never return to the road but may have parts removed for re-use before the body is destroyed. Sustain360 captures the category at intake against the VIN, drives downstream decisions (parts re-use eligibility, listing flags, Certificate of Destruction filing for Cat A and Cat B), and exposes the category on every report so buyers and auditors see it. The category is a first-class field on the acquire stage's intake form for UK tenants.
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